Social Security Benefits

Getting the most out of your hard earned money.

We have a national network of Social Security experts.

This includes National Social Security Advisors and Registered Social Security Analysts located across the country.

We educate consumers through local in-person classes.

These are hosted at universities, community colleges, and public libraries.

These classes are 100% educational.No sales pitch. No gimmicks.While many financial seminars try to lure you in with dinner and then push products or money management services, our focus is purely on education.

How Social Security Reports Helps You Make Smarter Decisions

You’ll learn real, actionable information.

  • Filing strategies

  • How Social Security works

  • The ins and outs of the system

  • And how to make the most of your benefits

You get to ask questions—right there, on the spot.

No two-hour hold times or bouncing around call centers.

Just real answers from real educators.

And when your questions require official Social Security input, our educators will let you know.

We’re here to guide you!

What Is Social Security?

Social Security is a powerful benefit—but most people don’t fully understand how it works.

It’s a guaranteed pension.It’s essentially a giant annuity program, which is why your benefit is called your Primary Insurance Amount.

How does it work?

  • You pay into the system through taxes.

  • Once you’re eligible—or decide to file—you begin receiving a guaranteed paycheck for the rest of your life.

But here’s the catch:

There are many ways and timing strategies when it comes to filing.Your decision can impact how much you receive—Throughout your entire life.

That’s why this website is designed to help.

We’ll walk you through the top things to consider before filing for your benefit—so you can make a confident, informed decision.

Roy Snarr: National Social Security Advisor, International Bestselling Author, Forbes Finance Council Member

I created this website to help provide education to the public on how to get the most out of their Social Security. The system can be confusing and there are lots of different options.What happens if you take it early? What happens if you take it late? All of these questions and more, we aim to provide detailed information for you.

Roy Snarr has been featured on-

Download our FREE Ebook on Social Security

Social $ecurity 101- In this short read you will learn the basics of Social Security and how to avoid common mistakes when filing. After reading this book you will be more confident in your decisions when filing and better positioned to get the most out of your money!

Why We Call It Social Security Reports

Because that’s exactly what you get—a customized, side-by-side Social Security report built just for you.

What’s in the report?

Upon request, you’ll receive a clear, easy-to-read breakdown that compares:

    •    Husband and wife benefits

    •    Ex-spouse benefits

    •    Survivor benefits

    •    Child-in-care benefits

    •    Disability benefits

    •    And every possible way you may be eligible to receive money from Social Security

The best part?

The software we use is the #1 rated Social Security software in the nation. It mimics the actual Social Security algorithm—giving you the most accurate report available outside of the government’s own system. Yes, your official benefits come directly from Social Security. This report provides some of the following information.

    •    Transparent

    •    Easy to read

    •    Shows the impact of filing at different ages

    •    And factors in different life expectancies, cost-of-living adjustments, spousal benefits, and more!

Imagine seeing your full picture before you file. Thousands of people across the country have used this report to gain clarity and confidence in making their decision.

And remember:

Filing for your Social Security benefit is a personal choice.There’s no “right” or “wrong” answer—because none of us know how long we’ll live.(If we did, planning would be a lot easier—and we’d probably all go buy a massive life insurance policy. Ha!)


Individual Social Security Benefits

Most people are eligible for Social Security—but understanding your individual benefit is the first step in maximizing what you’ve earned.

At Social Security Reports, we start with your individual benefit first. Once we’ve got that picture, we then look at how to coordinate it with:

    •    A spouse

    •    An ex-spouse

    •    Or a deceased spouse’s benefit

   •    And other retirement assets

Why?

Because this strategy ensures you’re getting the most out of your hard-earned money.

Example of report:

Spousal Social Security Benefits

You may be eligible to receive up to half of your spouse’s benefit—but not everyone qualifies.

Here’s what you need to know:

  • The spousal benefit amount might be higher or lower than you expect

  • Eligibility depends on your situation

  • And timing matters

Our custom software and expert planning will break it all down for you—so you’ll know exactly what your spousal benefit looks like, and how it fits into your overall retirement strategy.